Money · Facts & sources
4 sourced facts about loans, borrowing and household debt, each with the context behind the number. 4 more are in today's round and appear here after it closes.
Answer$1.65 trillion
Student loan balances decreased by $7 billion in the quarter.
Source: Federal Reserve Bank of New York, Household Debt and Credit Report Q2 2026 press release newyorkfed.org
Answer33%
In 2025, the 54 percent denial rate for Black applicants was more than twice the denial rate for White applicants.
Source: Federal Reserve Board, Economic Well-Being of U.S. Households in 2025: Credit (2025) federalreserve.gov
Answer16%
Among those who attended at least some college, 21 percent had outstanding loans.
Source: Federal Reserve Board, Economic Well-Being of U.S. Households in 2025: Credit (2025) federalreserve.gov
Answer7%
That was up 1 percentage point from the prior year.
Source: Federal Reserve Board, Economic Well-Being of U.S. Households in 2025: Credit (2025) federalreserve.gov